Faq’s

A co-pay, short for copayment, is a fixed amount a healthcare beneficiary pays for covered medical services. The remaining balance is covered by the patient’s insurance company.

Co-pays typically vary for different services within the same plans, particularly when they involve services that are considered essential or routine and others that are considered to be less routine or in the domain of a specialist.

Co-pays for standard doctor visits are typically lower than those for specialists. Note that copays for emergency room visits tend to be the highest.

A deductible is a fixed amount a patient must pay each year before their health insurance benefits begin to cover the costs.

After meeting a deductible, beneficiaries typically pay coinsurance a certain percentage of cost for any services that are covered by the plan. They continue to pay the coinsurance until they meet their out-of-pocket maximum for the year.

Co-pays and deductibles are just two parts of the health insurance equation. In general, plans that charge lower monthly premiums have higher co-payments and higher deductibles. Plans that charge higher monthly premiums have lower co-payments and lower deductibles.

To get your specific copay cost amount for your visit, we’ll need to see your insurance card and verify the insurance carrier. We recommend that you call the member’s services number on the back of your insurance card and ask about coverage and co-payment fees for urgent care visits. Co-pays for an urgent care visit will typically be different than the co-pay amount for a primary care visit.

If you don’t have time to call your insurance, we can determine the co-pay amount if your plan and coverage is verified prior check-in to your visit

We are contracted with most insurance carriers, PPO’s, as well as Medicare and Medicaid. Kindly check the list of insurance on our website to make sure.

If you are still not sure please call us and give us your insurance provider name.

Every patient should bring his/her valid government issued ID and insurance card and list of current and past medications.